Schemes & Services

Tax Reduction Scheme

A tax incentive on the first €200,000 of the property value for landlords to sell their property to the tenant.

New Hope Scheme

Loan Guarantee for individuals who cannot access a Private Life Insurance Policy due to a medical condition.

Development of HOS Plots

Waiving of a 25% fee for developments on plots of land allocated through the Home Ownership Scheme if the redeveloped properties are to be used by the beneficiaries' children.

Grant on First Residence

A grant for all first-time buyers covering 15% of the fiscal receipts submitted for finishing works.

Sir Sid Darek

Opportunity for Social Accomodation tenants to purchase their Government-owned residence.

Social Loan Scheme

The Housing Authority, in collaboration with Bank of Valletta, APS Bank and the Foundation for Social Welfare Services, will be participating in a scheme to assist persons to purchase a property for residential and personal use and thus become homeowners.The...

Equity Sharing Scheme

Assistance for individuals aged 30+ who, due to their age and income, cannot take a loan to purchase their home.

Housing benefit scheme

This Scheme provides a housing benefit to tenants on rent paid for premises leased as ordinary residence of the applicants and their family thus rendering the rent more affordable.For the first time this benefit is being calculated not only on...

First time buyer scheme

A €10,000 grant to assist first-time homebuyers in the crucial first years after the purchase of their first home.

10% Deposit Scheme

Assistance with the 10% Deposit on Home Loans as required by banks for individuals aged 21 to 39.

Pre-95 | Protected Leases

Introduction to the ServiceThrough legislative amendments enacted in 2021, owners of properties leased before 1st June 1995 may file a request in front of the Rent Regulation Board to :verify whether the tenant’s means exceed the means testing criteria, in...